Reframing your relationship with Insurance through complete commission transparency.
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We do more than just good business.
ReFrame Client Results
We don't like to brag, but we're changing the game
Harold BCPA, CMA
“Antonio and team will provide the highest level of service and really take the time to understand your needs and provide you with the best possible competitive solutions.”
“The ReFrame group does things so much better than I am used to in the benefits space. They actually provide insight into how to make a benefit package work for myself and my team. They are completely transparent and found ways for us to save money and increase our benefits. Truly amazing.”
“The team at ReFrame provides exceptional service and is always very professional and responsive, while also building the rapport that makes it feel like they really care about us.”
“Antonio has put together a remarkably capable and enthusiastic team . . . ReFrame will continue to be our primary resource for all our benefits and insurance requirements.”
Tracy MSr. People & Culture Leader
“The ReFrame Group has been such a pleasure to work with. Not only were we able to reduce our benefit costs but also get a more robust plan for our employees.”
Jana MDirector of People Operations
“I have worked with The ReFrame Group for a while now and have nothing but great things to say about my experience. They managed to get my team a much better extended health plan than we had in place for way less money. They made me look like a hero!”
Lorie CHead of HR
“What I love most about The ReFrame Group is their consistent and high quality service and support. They are always very responsive and I feel they have my back. Over the years, they have built a strong foundation of trust with me and I know they will always follow through with any request.”
“Can't say enough about the depth, breadth, intelligence and professionalism that The ReFrame Group brings to their work. Every interaction counts, and everyone at The Reframe Group demonstrates it in spades.”
WHY WE GET OUT OF BED IN THE MORNING
Here at The ReFrame Group we live by a shared belief, that what we do matters and makes a difference. Our actions are directed by the intention of creating health, wealth and wellness for the people in our community as we strive towards the goal of making their lives better, easier and safer. The design thinking approach behind our service challenges the assumptions often made in, and about, the insurance industry. We’ve redesigned how we measure success, placing our client relationships and service delivery at the pinnacle of our approach. Our purpose is to help people thrive today and protect tomorrow.
OUR VALUES AND VISION
ReFramers aim to lead exceptional lives, thriving in all that we do and elevating those around us. Our hunger to exceed expectations in all that we do is demonstrated by our consistent actions. We work from a foundation of accountability that is created by upholding our values and encouraging others to do the same – we do what we say we’ll do, always. There is often a negative connotation surrounding the insurance industry, but we’re shifting perspectives every day with our purpose-driven work. We are Mavericks. The freedom to think differently allows us to explore unorthodox methods of delivering game-changing results to our clients.
A lot has changed for us over the last five years. We’ve expanded rapidly and have no plans of slowing down as we continue to serve people from coast to coast across Canada, and through strategic partnerships in the U.S. Our team has grown from a one-man-band delivering exception group benefits and savings services, into a team of 6 with products in personal and family insurance, as well as financial wellness and wealth management services. With 25 years combined insurance experience in our team, you name it and we can do it.
Yet despite all the growth, we’re still a boutique insurance brokerage that provides bespoke coverage for each of our clients, making sure they get exactly what they need.
We make a difference people love.
ReFrame Client Results
The ReFrame Group is the only company I would recommend for business owners seeking management and placement of company benefits. Highly recommend!
– David F, Mortgage Advisor & Director
Working with The ReFrame Group has given me so much peace of mind when it comes to my finances.
– Lindsay P, Registered Dietician & Blogger
The ReFrame Group really started from the very beginning, understanding who I was and where we were going to go together.
– Duncan A, CEO
Antonio and team will provide the highest level of service and really take the time to understand your needs and provide you with the best possible competitive solutions.
– Harold B, CPA, CMA
Over the years, they have built a strong foundation of trust with me and I know they will always follow through with any request.
– Lorie C, Head of HR
Extremely friendly and knowledgeable service, giving my company the confidence to make solid insurance choices!
– Briana B, Co-Founder
WHAT WE DO
The ReFrame Group provides a wide range of services and products in the insurance marketplace. We’ve worked hard to distinguish ourselves apart from the traditional insurance broker image by leveraging decades of combined experience to provide professional advice and ongoing service for client’s that includes;
- Group quarterly reporting
- Plan implementation presentations
- Financial wellness presentations
- Events and socials for network growth and opportunities
Wise up in the world of insurance.
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The ReFrame Group was created after its founder, Antonio Zivanovic, realized his experience and knowledge in workplace health and wellness would create a larger impact in company benefits offerings. Antonio’s aim was to create benefits plans for employees that were proactive and wellness-oriented, as opposed to the industry standard reactive illness-oriented plans.
He realised that the most beneficial and cost-effective approach to employee benefits was to create plans that encouraged and promoted employee wellbeing, at home and in the workplace. This whole-person wellness philosophy has led to greater employee productivity, reduced absenteeism, boosted retention and better-quality hires. All in all, creating an optimized workplace and paving the road to growth and success. From our foundation of group benefits and savings, The ReFrame Group has expanded its offerings into personal and family insurance, commercial insurance, financial wellness and wealth management.