Financial Planning

Although finances are considered a daily concern among many Canadians, studies show that over half of Canadians don’t know enough about retirement savings and other aspects of financial planning. Learn about where people normally seek financial advice from, and how a Certified Financial Planner can help improve your financial wellness and skills below, and book a meeting with our in-house CFP!

Click the image below for a high-resolution PDF of the infographic that you can download.

Why Work With a CFP?

They can support you to stay on track

Focus on the big picture and not let your decisions be based on emotions. It’s like working with a trainer; everyone knows they should be going to the gym but they get the best results when they work with a trainer because they keep them accountable.

You can form a relationship with someone who knows your situation, who you can reach out to at any time for questions and guidance

There’s a lot of noise and information out there and a good advisor will educate their clients and always be available should anything come up

Fully comprehensive planning

  • Budgeting
  • Risk Management
  • Tax Planning
  • Retirement Income Planning

You can try to do it all yourself but new regulations are passed every year that can impact your plans and a CFP will stay on top of it all for you and update your plan on a semi-annual or annual basis.

Little to no cost to the client

Most advisors don’t charge a fee for their service, unlike certain professions like lawyers, so there isn’t a fee clock ticking the moment you call or meet with them. Most advisors are compensated by providers in which products they use. Good advisors will shop the market for the best price and always be conscious of fees

CFP’s have demonstrated a base standard of knowledge relating to their industry

They have a fiduciary duty to their clients and adhere to a standard code of ethics in the areas of loyalty, integrity, objectivity, competence, fairness, confidentiality, diligence, and professionalism.


We’re lucky to have an in-house CFP at The ReFrame Group, Aaron Moser, who is an expert on all things finance! Book a meeting with him below.

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