All Cyber Insurance policies come with important exclusions. But to help you better understand the coverages, here are a few:
- Cyber losses may not be covered if your company fails to maintain cybersecurity up to “industry standards”
- Bodily injury and property damage are not covered here. You’ll need other policies in your insurance portfolio to cover that.
- Cyber attackers will often breach your company’s security and look around for a long time before you discover them. Any breaches that started before the Retroactive Date of your policy are not covered.
