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What does Cyber Insurance not cover?

All Cyber Insurance policies come with important exclusions.  But to help you better understand the coverages, here are a few:

  • Cyber losses may not be covered if your company fails to maintain cybersecurity up to “industry standards”
  • Bodily injury and property damage are not covered here.  You’ll need other policies in your insurance portfolio to cover that.
  • Cyber attackers will often breach your company’s security and look around for a long time before you discover them.  Any breaches that started before the Retroactive Date of your policy are not covered.

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